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Workers’ Compensation Loss Prevention Representative Contact and Risk of Lost-Time Injury in Construction Policyholders



Details

  • Personal Author:
  • Description:
    INTRODUCTION: Insurance loss prevention (LP) representatives have access and contact with businesses and employees to provide targeted safety and health resources. Construction firms, especially those smaller in size, are a high-risk population. This research evaluated the association between LP rep contact and risk for lost-time injuries in construction policyholders. METHODS: Workers' compensation data were utilized to track LP rep contact with policyholders and incidence of lost-time injury over time. Survival analysis with repeated events modeling calculated hazard ratios (HR) and 95% confidence intervals (CI). RESULTS: Compared no LP contact, one contact was associated with a 27% reduction of risk (HR=0.73, CI=0.65-0.82), two with a 41% (HR=0.59, CI=0.51-0.68), and three or more contacts with a 28% reduction of risk (HR=0.72, CI=0.65-0.81). CONCLUSIONS: LP reps appear to be a valuable partner in efforts to reduce injury burden. Their presence or contact with policyholders is consistent with reduction in overall incidence of lost-time injuries. PRACTICAL APPLICATIONS: Reduction in lost-time injuries, resulting in reduced workers' compensation costs for policyholders and insurance companies, builds a business-case for safety and injury prevention. LP reps are often a low or no-cost benefit for insurance policyholders and may be an important injury prevention resource for small firms and/or those with lack of safety resources and staff. [Description provided by NIOSH]
  • Subjects:
  • Keywords:
  • ISSN:
    0022-4375
  • Document Type:
    Text
  • Funding:
  • Genre:
    Journal Article
  • Place as Subject:
  • CIO:
    National Institute for Occupational Safety and Health (NIOSH)
  • Topic:
    Workplace Safety & Health
  • Location:
    North America
  • Pages in Document:
    101-105
  • Volume:
    62
  • NIOSHTIC Number:
    nn:20050448
  • Citation:
    J Safety Res 2017 Sep; 62:101-105
  • Contact Point Address:
    Katherine E. Schofield, University of Minnesota Duluth, Department of Mechanical and Industrial Engineering, Voss Kovach Hall 105, 1305 Ordean Court, Duluth, MN 55812-3042
  • Email:
    kscho@d.umn.edu
  • Federal Fiscal Year:
    2017
  • NORA Priority Area:
    Construction
  • Performing Organization:
    University of Minnesota Twin Cities
  • Peer Reviewed:
    True
  • Start Date:
    20050701
  • Source Full Name:
    Journal of Safety Research
  • End Date:
    20250630
  • Collection(s):
  • Main Document Checksum:
    urn:sha-512:5a0e8b18c7065ff1e2942a9cf3a2c36252b1c56a2221f475214f121e9434816c8a9212a0fb1cdaf7a40d8c3b8f5c3523fb5d5130d782ba030bfc57185eacbf13
  • Download URL:
  • File Type:
    Filetype[PDF - 249.42 KB ]
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