Workers’ Compensation Loss Prevention Representative Contact and Risk of Lost-Time Injury in Construction Policyholders

Details

• Personal Author:
  Alexander BH ; Gerberich, Susan G. ; MacLehose RF ; Schofield KE ; Alexander BH ; Gerberich, Susan G. ; MacLehose RF ; Schofield KE
• Description:
  INTRODUCTION: Insurance loss prevention (LP) representatives have access and contact with businesses and employees to provide targeted safety and health resources. Construction firms, especially those smaller in size, are a high-risk population. This research evaluated the association between LP rep contact and risk for lost-time injuries in construction policyholders. METHODS: Workers' compensation data were utilized to track LP rep contact with policyholders and incidence of lost-time injury over time. Survival analysis with repeated events modeling calculated hazard ratios (HR) and 95% confidence intervals (CI). RESULTS: Compared no LP contact, one contact was associated with a 27% reduction of risk (HR=0.73, CI=0.65-0.82), two with a 41% (HR=0.59, CI=0.51-0.68), and three or more contacts with a 28% reduction of risk (HR=0.72, CI=0.65-0.81). CONCLUSIONS: LP reps appear to be a valuable partner in efforts to reduce injury burden. Their presence or contact with policyholders is consistent with reduction in overall incidence of lost-time injuries. PRACTICAL APPLICATIONS: Reduction in lost-time injuries, resulting in reduced workers' compensation costs for policyholders and insurance companies, builds a business-case for safety and injury prevention. LP reps are often a low or no-cost benefit for insurance policyholders and may be an important injury prevention resource for small firms and/or those with lack of safety resources and staff. [Description provided by NIOSH]
• Subjects:
  Construction Industry Occupational Health Safety Small Business
• Keywords:
  Author Keywords: Business-case Construction Industry Costs Injury Injury Prevention Lost Work Days Small Businesses Survival Analysis Workers' Compensation Workers Compensation
• ISSN:
  0022-4375
• Document Type:
  Text
• Funding:
  Grant ; Cooperative Agreement
• Genre:
  Journal Article ; Journal Article
• Place as Subject:
  Minnesota ; OSHA Region 5
• CIO:
  National Institute for Occupational Safety and Health (NIOSH) ; National Institute for Occupational Safety and Health (NIOSH)
• Topic:
  Workplace Safety & Health ; Workplace Safety & Health
• Location:
  North America ; North America
• Pages in Document:
  101-105
• Volume:
  62
• NIOSHTIC Number:
  nn:20050448
• Citation:
  J Safety Res 2017 Sep; 62:101-105
• Contact Point Address:
  Katherine E. Schofield, University of Minnesota Duluth, Department of Mechanical and Industrial Engineering, Voss Kovach Hall 105, 1305 Ordean Court, Duluth, MN 55812-3042
• Email:
  kscho@d.umn.edu
• Federal Fiscal Year:
  2017
• NORA Priority Area:
  Construction ; Construction
• Performing Organization:
  University of Minnesota Twin Cities
• Peer Reviewed:
  True
• Start Date:
  20050701
• Source Full Name:
  Journal of Safety Research
• End Date:
  20250630
• Collection(s):
  National Institute for Occupational Safety and Health
• Main Document Checksum:
  urn:sha-512:5a0e8b18c7065ff1e2942a9cf3a2c36252b1c56a2221f475214f121e9434816c8a9212a0fb1cdaf7a40d8c3b8f5c3523fb5d5130d782ba030bfc57185eacbf13
• Download URL:
  https://stacks.cdc.gov/view/cdc/210782/cdc_210782_DS1.pdf
• File Type:
  [PDF - 249.42 KB ]