Certified Safe Farm: Using Health Insurance Incentives to Promote Agricultural Safety and Health

Details

• Personal Author:
  Donham KJ ; Hilsenrath P ; Roy N ; Schneiders S ; Thu K
• Description:
  Data is presented on the health insurance coverage of approximately 260 farmers in Northwest Iowa. A combination of telephone interview and self-administered questionnaire was used to collect information on health insurance premiums, coinsurance rates, and deductibles. Data was also collected on the injury and illness experiences of the subjects. Thirty-nine percent (100) of primary farm operators and 63.5% (154) of spouses worked off the farm. Of those who worked off-farm, 30 primary operators (30%) had coverage through their off-farm employer, and 41 spouses (27%) received health insurance through their off-farm employer. In addition to a general description of demographics and insurance coverage, the following research questions were investigated: 1. Are farmers with high cost coverage less likely to seek health care when they have illnesses and injuries than are farmers who have low cost insurance coverage? 2. Do farmers with off farm employer coverage have lower insurance costs than farmers who have individual coverage? No conclusive evidence supported a relationship between the cost of coverage and the number of health care visits. However, persons with off-farm employer sponsored coverage had significantly lower premiums than those without off-farm coverage. Additionally, those with family coverage from an off-farm employer had significantly lower deductibles. Implications for use of health insurance premium reductions as an incentive for safe farms are also discussed. [Description provided by NIOSH]
• Subjects:
  Agriculture Demography Education Farmers Occupational Health Safety Surveys And Questionnaires
• Keywords:
  Agricultural-industry Agricultural-workers Demographic-characteristics Injuries Occupational-health Questionnaires
• ISSN:
  1059-924X
• Document Type:
  Text
• Funding:
  Cooperative Agreement
• Genre:
  Journal Article
• Place as Subject:
  Iowa ; OSHA Region 7
• CIO:
  National Institute for Occupational Safety and Health (NIOSH)
• Topic:
  Workplace Safety & Health
• Location:
  North America
• Pages in Document:
  25-36
• Volume:
  8
• Issue:
  1
• NIOSHTIC Number:
  nn:20024697
• Citation:
  J Agromedicine 2002 Apr; 8(1):25-36
• Contact Point Address:
  Great Plains Center for Agricultural Health, University of Iowa, 103 IREH, Oakdale Campus, Iowa City, IA 52242-5000, USA
• Email:
  ristorautiainen@uiowa.edu
• Federal Fiscal Year:
  2002
• Performing Organization:
  University of Iowa, College of Public Health, Iowa City, Iowa
• Peer Reviewed:
  True
• Start Date:
  19990801
• Source Full Name:
  Journal of Agromedicine
• End Date:
  20030831
• Collection(s):
  National Institute for Occupational Safety and Health
• Main Document Checksum:
  urn:sha-512:d8b0a5ef82f17b98924aa3e7ac4f276d62dac89c90df1dca8b42eebfeccc4b51381caebadd0342ef467da238cea5cab6991585c4649e4a882fe5c3736d43e23d
• Download URL:
  https://stacks.cdc.gov/view/cdc/196360/cdc_196360_DS1.pdf
• File Type:
  [PDF - 279.18 KB ]