Financial aspects of farm injuries and occupational diseases in Finland.
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2000/04/28
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Description:Finnish farmers are covered by mandatory employment accident insurance and population based data on injuries, occupational diseases, and their costs exist from 1982. The total number of insured farmers on 1/1/1996 was 141,886. The total cost of the insurance was $ 25 million USD. The cost consists of medical expenses (15 %), lost earnings compensation (36 %), accident pensions (32 %), survivors pensions (3 %), inconvenience allowance (7 %), and rehabilitation and other benefits (7 %). Farmers pay approximately one third of the cost as premiums. One third is paid by the national health insurance and one third by the state. The premium rate is 0.84 % of the calculated farm income. In 1996, 10,078 injuries and 942 occupational diseases were compensated. The average cost per case was $1,370 for injuries and $4,238 for occupational diseases. The most costly types of injuries were upper limb injuries ($1,700). The most costly types of occupational diseases were asthma caused by organic dust ($14,173) and hypersensitivity pneumonitis ($12,830). Based on multivariate analysis, the best predictors for injury cost were length of disability, farm income, employment income, business income, injury type and cause, which explained 81 % of the variability in injury cost.
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Pages in Document:1
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NIOSHTIC Number:nn:20026742
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Citation:NIOSH Agricultural Health and Safety Conference, April 28-30, 2000, Cooperstown, New York. Washington, DC: National Institute for Occupational Safety and Health, 2000 Apr; :1
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Federal Fiscal Year:2000
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Performing Organization:Department of Occupational and Environmental Health, The University of Iowa, Iowa City, IA
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Peer Reviewed:False
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Start Date:20000801
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End Date:20020731
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Main Document Checksum:urn:sha-512:2afdd51a4e35bc50cb9c447901c5d88b69d9523f53b1d4e5402088653248fe341a6750d80e6241651bb677ccb35e6ca86fde56145a84c227b2d2709ffa29633e
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