Impact of type of insurance plan on access and utilization of health care services for adults aged 18-64 years with private health insurance, United States, 2007-2008
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Impact of type of insurance plan on access and utilization of health care services for adults aged 18-64 years with private health insurance, United States, 2007-2008

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    "Key findings. Data from the National Health Interview Survey. Almost 18% of adults under age 65 with private health insurance were enrolled in some type of high deductible health plan (HDHP), including 5% who were enrolled in a consumer-directed health plan (CDHP), 2% with a flexible spending account (FSA) for medical expenses, and 12% in a HDHP-only plan. Approximately 17% of adults aged 18-64 years enrolled in an HDHP had unmet medical or prescription drug needs due to cost, compared with 10% among adults aged 18-64 years enrolled in a traditional health plan only (no FSA). Privately insured adults aged 18-64 years with an FSA or health savings account (HSA) were more likely to receive a flu shot or have contact with an eye doctor in the past 12 months than those with neither an FSA nor an HSA. National attention to consumer-directed health care has increased following the enactment of the Medicare Prescription Drug Improvement and Modernization Act of 2003 (P.L. 108-173), which established tax-advantaged health savings accounts (HSAs). Enrollment in consumer-directed health care products has increased over the past several years. Consumer-directed health care may enable individuals to have more control over when and how they access care, what types of care they use, and how much they spend on health care services. This report examines types of private health plans and their association with utilization and access to health care services for adults aged 18-64 years in 2007-2008. All material appearing in this report is in the public domain and may be reproduced or copied without permission; citation as to source, however, is appreciated."
  • Content Notes:
    Robin A. Cohen. Caption title. "February 2010." Also available via the World Wide Web. Includes bibliographical references (p. [8])
  • Pubmed ID:
    20167150
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