Health insurance coverage for the self employed with no employees
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Health insurance coverage for the self employed with no employees
  • Published Date:

    March 1999

  • Series:
    DHHS publication ; no. (PHS) 99-1024
  • Language:
Filetype[PDF-4.51 MB]

  • Alternative Title:
    SENE report
  • Description:
    Self-employed individuals with no employees (SENE’s) represent a small but important segment of the workforce. According to the National Employer Health Insurance Survey (NEHIS) they account for almost one-half of all businesses nationally yet are usually excluded from employer surveys. In order to provide baseline data for evaluating the effects of health care reform, the sample design of NEHIS included a sample of SENE’s. The purpose of this report is to describe the health insurance coverage of this population in relation to its socioeconomic and demographic characteristics that until now have been unavailable. Data presented include the health insurance coverage status, that is, uninsured, public, or private; sources of coverage, such as direct purchase, through a spouse, or through a former employer; types of plans, such as health maintenance organizations (HMO’s), preferred provider organizations (PPO’s), or fee-for-service (FFS) plans; covered services; barriers to access, such as waiting periods and preexisting condition exclusions; and information related to annual out-of-pocket medical costs and monthly health insurance premium contributions. ISBN 0–8406–0554–4
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