Public and private workers' compensation insurance.

Details

• Personal Author:
  Bernstein J ; Leigh JP
• Description:
  The costs of public and private workers' compensation insurance were compared in this study. Information was obtained from the Social Security Administration. Exclusive state run workers' compensation insurance was identified in Nevada, North Dakota, Ohio, Washington, West Virginia, and Wyoming. Twelve other states had both private and public insurance, as well as self insured firms. The remaining 32 states had only private workers' compensation insurance. For the years 1980 to 1988, the average benefit to premium written ratio for all private workers' compensation insurers was 0.576, while that for the state run insurers was 0.736. For the years 1989 to 1993, the average benefit to premium ratios were 0.665 for private insurers and 0.757 for state run insurers. This disparity between public and private was still evident even after the taxes on the private firms were considered. The authors conclude that public workers' compensation insurance is more efficient and beneficial to the worker than private workers' compensation insurance. [Description provided by NIOSH]
• Subjects:
  Occupational Health Safety Staff Development
• Keywords:
  NIOSH-Publication; NIOSH-Cooperative-Agreement; Occupational-health-programs; Administration; Worker-health; Health-care
• ISSN:
  1076-2752
• Document Type:
  Text
• Funding:
  Grant
• Genre:
  Journal Article
• Place as Subject:
  Nevada ; North Dakota ; Ohio ; OSHA Region 10 ; OSHA Region 3 ; OSHA Region 5 ; OSHA Region 8 ; OSHA Region 9 ; Virginia ; Washington
• CIO:
  National Institute for Occupational Safety and Health (NIOSH)
• Topic:
  Workplace Safety & Health
• Location:
  North America
• Pages in Document:
  119-121
• Volume:
  39
• Issue:
  2
• NIOSHTIC Number:
  nn:00236464
• Citation:
  J Occup Environ Med 1997 Feb; 39(2):119-121
• Federal Fiscal Year:
  1997
• Performing Organization:
  Pacific Institute for Research and Evaluation, Landover, Maryland
• Peer Reviewed:
  True
• Start Date:
  19950930
• Source Full Name:
  Journal of Occupational and Environmental Medicine
• End Date:
  19990929
• Collection(s):
  National Institute for Occupational Safety and Health
• Main Document Checksum:
  urn:sha-512:7dc847c09aedf140bc731323e8446b4703641ae07d6ad9e7b7238120dab30b8f7dcaa9b938d34d035f87873a0fe7fec262d5d13dcaf290925445e82b6de3b57d
• Download URL:
  https://stacks.cdc.gov/view/cdc/247889/cdc_247889_DS1.pdf
• File Type:
  [PDF - 168.02 KB ]