The Impact of a State-Based Workers’ Compensation Insurer’s Risk Control Services on Employer Claim Frequency and Cost Rates

Details

• Personal Author:
  Bertke SJ ; Bushnell PT ; Lampl MP ; Moore LL ; Naber SJ ; Robins DC ; Wurzelbacher, Steven J.
• Description:
  Objective: This study evaluated the impact of a state workers' compensation (WC) insurer's onsite risk control (RC) services on insured employers' WC claim frequency and cost. Methods: We used two methods to model 2004-2017 claims data from 4,606 employers that received RC visits over time and compare this claims experience to matching employers that did not receive RC services. Results: Relative total WC claim rates increased slightly after RC services, while relative lost-time claims rates either remained similar or decreased and WC cost rates decreased. The impact of RC services on reducing WC costs was cumulative up to the fourth visit but diminished thereafter. Conclusions: The insurer RC consultation program was effective in reducing WC cost rates for serviced employers. This is consistent with other research conducted on insurer RC services and related regulatory visits. [Description provided by NIOSH]
• Subjects:
  Ergonomics Occupational Health Safety
• Keywords:
  Author Keywords: Consultation Cost Analyses Cost Effectiveness Costs Effectiveness Research Enforcement Loss Control Lost Work Days Prevention Effectiveness Process Control Risk Control Safety Surveillance Workers' Compensation Workers Compensation

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• ISSN:
  1076-2752
• Document Type:
  Text
• Genre:
  Journal Article
• Place as Subject:
  Ohio ; OSHA Region 5
• CIO:
  National Institute for Occupational Safety and Health (NIOSH)
• Division:
  DFSE - Division of Field Studies and Engineering ; OD - Office of the Director
• Topic:
  Workplace Safety & Health
• Location:
  North America
• Volume:
  64
• Issue:
  7
• NIOSHTIC Number:
  nn:20064502
• Citation:
  J Occup Environ Med 2022 Jul; 64(7):562-572
• Contact Point Address:
  Steven J. Wurzelbacher, PhD, National Institute for Occupational Safety and Health (NIOSH), 1090 Tusculum Ave, MS R-14, Cincinnati, OH 45226-1998
• Email:
  Srw3@cdc.gov
• Federal Fiscal Year:
  2022
• Peer Reviewed:
  True
• Source Full Name:
  Journal of Occupational and Environmental Medicine
• Collection(s):
  National Institute for Occupational Safety and Health
• Main Document Checksum:
  urn:sha-512:831837228eb785ff79345cb8ae270d307dc7dbbad4371be101430325b9787e7114a89fb37d192dcab9bf9b5aa1c814aa2169af2d43ca209b66b5f58dd8eb576a
• Download URL:
  https://stacks.cdc.gov/view/cdc/222953/cdc_222953_DS1.pdf
• File Type:
  [PDF - 367.65 KB ]