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<article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" dtd-version="1.3" xml:lang="en" article-type="research-article"><?properties open_access?><?properties manuscript?><processing-meta base-tagset="archiving" mathml-version="3.0" table-model="xhtml" tagset-family="jats"><restricted-by>pmc</restricted-by></processing-meta><front><journal-meta><journal-id journal-id-type="nlm-journal-id">101604797</journal-id><journal-id journal-id-type="pubmed-jr-id">41191</journal-id><journal-id journal-id-type="nlm-ta">J Frailty Aging</journal-id><journal-id journal-id-type="iso-abbrev">J Frailty Aging</journal-id><journal-title-group><journal-title>The Journal of frailty &#x00026; aging</journal-title></journal-title-group><issn pub-type="ppub">2260-1341</issn><issn pub-type="epub">2273-4309</issn></journal-meta><article-meta><article-id pub-id-type="pmid">40056412</article-id><article-id pub-id-type="pmc">12004615</article-id><article-id pub-id-type="doi">10.1016/j.tjfa.2025.100027</article-id><article-id pub-id-type="manuscript">NIHMS2070918</article-id><article-categories><subj-group subj-group-type="heading"><subject>Article</subject></subj-group></article-categories><title-group><article-title>The development of frailty trajectories in world trade center general responders and the association with World Trade Center Exposure</article-title></title-group><contrib-group><contrib contrib-type="author"><name><surname>Thompson</surname><given-names>Hannah M.</given-names></name><xref rid="A1" ref-type="aff">a</xref><xref rid="CR1" ref-type="corresp">&#x02217;</xref></contrib><contrib contrib-type="author"><name><surname>Ornstein</surname><given-names>Katherine A.</given-names></name><xref rid="A2" ref-type="aff">b</xref></contrib><contrib contrib-type="author"><name><surname>Colicino</surname><given-names>Elena</given-names></name><xref rid="A1" ref-type="aff">a</xref></contrib><contrib contrib-type="author"><name><surname>Pedretti</surname><given-names>Nicolo Foppa</given-names></name><xref rid="A1" ref-type="aff">a</xref></contrib><contrib contrib-type="author"><name><surname>Bello</surname><given-names>Ghalib</given-names></name><xref rid="A1" ref-type="aff">a</xref></contrib><contrib contrib-type="author"><name><surname>Sabra</surname><given-names>Ahmad</given-names></name><xref rid="A3" ref-type="aff">c</xref></contrib><contrib contrib-type="author"><name><surname>Thanik</surname><given-names>Erin</given-names></name><xref rid="A1" ref-type="aff">a</xref></contrib><contrib contrib-type="author"><name><surname>Lucchini</surname><given-names>Roberto G.</given-names></name><xref rid="A4" ref-type="aff">d</xref></contrib><contrib contrib-type="author"><name><surname>Crane</surname><given-names>Michael</given-names></name><xref rid="A1" ref-type="aff">a</xref></contrib><contrib contrib-type="author"><name><surname>Teitelbaum</surname><given-names>Susan L.</given-names></name><xref rid="A1" ref-type="aff">a</xref></contrib><contrib contrib-type="author"><name><surname>Hung</surname><given-names>William W.</given-names></name><xref rid="A5" ref-type="aff">e</xref><xref rid="A6" ref-type="aff">f</xref></contrib><contrib contrib-type="author"><name><surname>Ko</surname><given-names>Fred</given-names></name><xref rid="A5" ref-type="aff">e</xref><xref rid="A6" ref-type="aff">f</xref></contrib></contrib-group><aff id="A1"><label>a</label>Department of Environmental Medicine and Public Health Icahn School of Medicine at Mount Sinai, 1 Gustave Levy Place New York, NY 10029, USA</aff><aff id="A2"><label>b</label>Johns Hopkins School of Nursing, 525 N Wolfe Street N503 J Baltimore, MD 21205, USA</aff><aff id="A3"><label>c</label>General Responder Data Center, Environmental Medicine and Public Health, Icahn School of Medicine at Mount Sinai, 1 Gustave Levy Place New York, NY 10029, USA</aff><aff id="A4"><label>d</label>Department of Environmental Health Sciences, School of Public Health, Florida International University, 11200 SW 8th Street Miami, FL 33199, USA</aff><aff id="A5"><label>e</label>Brookdale Department of Geriatrics and Palliative Medicine, Icahn School of Medicine at Mount Sinai, 1 Gustave Levy Place New York, NY 10029, USA</aff><aff id="A6"><label>f</label>Geriatrics Research, Education and Clinical Center, James J. Peters VA Medical Center, 130 West Kingsbridge Road, Bronx, NY 10468, USA</aff><author-notes><corresp id="CR1"><label>*</label>Corresponding author at: Department of Environmental Medicine and Climate Science, Icahn School of Medicine at Mount Sinai, 1 Gustave L. Levy Place, New York, NY 10029, USA. <email>hannah.thompson@mssm.edu</email> (H.M. Thompson).</corresp></author-notes><pub-date pub-type="nihms-submitted"><day>11</day><month>4</month><year>2025</year></pub-date><pub-date pub-type="ppub"><month>4</month><year>2025</year></pub-date><pub-date pub-type="epub"><day>07</day><month>3</month><year>2025</year></pub-date><pub-date pub-type="pmc-release"><day>17</day><month>4</month><year>2025</year></pub-date><volume>14</volume><issue>2</issue><fpage>100027</fpage><lpage>100027</lpage><permissions><license><ali:license_ref xmlns:ali="http://www.niso.org/schemas/ali/1.0/" specific-use="textmining" content-type="ccbyncndlicense">https://creativecommons.org/licenses/by-nc-nd/4.0/</ali:license_ref><license-p>This is an open access article under the CC BY-NC-ND license (<ext-link ext-link-type="uri" xlink:href="https://creativecommons.org/licenses/by-nc-nd/4.0/">http://creativecommons.org/licenses/by-nc-nd/4.0/</ext-link>)</license-p></license></permissions><abstract id="ABS1"><sec id="S1"><title>Background:</title><p id="P1">As the World Trade Center (WTC) General Responder Cohort ages, it is imperative to study their aging process and identify factors that can be targeted for interventions.</p></sec><sec id="S2"><title>Objectives:</title><p id="P2">Our goal was to utilize a previously developed WTC Clinical Frailty Index (CFI) to identify distinct frailty trajectories and associated factors in this cohort.</p></sec><sec id="S3"><title>Design:</title><p id="P3">A latent class mixed model evaluated frailty trajectories using WTC CFIs. Multinomial regression models were used to assess associations between frailty trajectory and sociodemographic and WTC characteristics.</p></sec><sec id="S4"><title>Setting:</title><p id="P4">We utilized data collected during routine WTC monitoring visits from 2004 until 2021.</p></sec><sec id="S5"><title>Participants:</title><p id="P5">The participants were WTC general responders.</p></sec><sec id="S6"><title>Measurements:</title><p id="P6">Relative risk ratios (RRR) assessed associations with a 95 % confidence interval (CI).</p></sec><sec id="S7"><title>Results:</title><p id="P7">Three distinct linear frailty trajectories were identified: high CFI (indicating higher frailty), low CFI, and progressively increasing CFI. Compared with the low CFI group, females were more likely to be in the high CFI and progressively increasing CFI groups (RRR 1.66, 95 %CI 1.46, 1.90; RRR 1.32, 95 %CI 1.15, 1.53, respectively). Education beyond high school and elevated income were protective against high CFI and progressively increasing CFI groups. Individuals that self-identified as Hispanic had an elevated RRR for the high CFI group (RRR 1.17, 95 %CI 1.04, 1.31). Occupation on 9/11, such as construction and maintenance and repair, as well as high/very high WTC exposure were significantly associated with both the high CFI and progressively increasing CFI groups.</p></sec><sec id="S8"><title>Conclusions:</title><p id="P8">Several sociodemographic and WTC variables were associated with more hazardous frailty trajectories in WTC general responders. This work is beneficial to informing and directing future interventions for those at higher-risk for more hazardous frailty progression.</p></sec></abstract><kwd-group><kwd>Frailty trajectory</kwd><kwd>World trade center</kwd><kwd>WTC</kwd></kwd-group></article-meta></front><body><sec id="S9"><label>1.</label><title>Introduction</title><p id="P9">After the events of September 11, 2001 and subsequent clean-up and recovery efforts of the fallen World Trade Center (WTC) towers and other sites, researchers have endeavored to understand the lasting effects of the significant environmental exposures and physiological trauma to those who participated in these efforts as general responders. Aerodigestive diseases along with mental health conditions, such as post-traumatic stress disorder, have subsequently been found to be common in this WTC general responder population [<xref rid="R1" ref-type="bibr">1</xref>]. Newer research has highlighted a concern for a higher risk of cognitive impairment [<xref rid="R2" ref-type="bibr">2</xref>,<xref rid="R3" ref-type="bibr">3</xref>]. Along with this elevated burden of disease, general responders who are a part of the WTC Health Program (WTCHP) are aging (median age of 60 in 2023) and are at an increased risk for a host of aging-related conditions [<xref rid="R4" ref-type="bibr">4</xref>]. Thus, there is a growing need to understand how aging-related diseases influence the health of the general responder population, as well as to understand the potential role of WTC exposures in augmenting these aging-related conditions. Our research group has begun to address this need by evaluating frailty, a syndrome commonly seen in the older population, in WTC general responders.</p><p id="P10">Frailty is characterized by the accumulation of deficits associated with dysregulation in multiple physiological systems. This multisystem dysregulation makes it difficult to return to a homeostatic state after stress or an insult and increases one&#x02019;s vulnerability to poor health outcomes [<xref rid="R5" ref-type="bibr">5</xref>&#x02013;<xref rid="R7" ref-type="bibr">7</xref>]. Thus, frailty is associated with adverse events including falls, hospitalizations, and even death [<xref rid="R6" ref-type="bibr">6</xref>]. One frailty measurement previously utilized by our group in the WTC General Responder Cohort (WTCGRC) is the Frailty Index [<xref rid="R8" ref-type="bibr">8</xref>]. The Frailty Index model is a well-validated approach to measure frailty and is an assessment of one&#x02019;s accumulated functional and health deficits, presented as a ratio to the total potential deficits, with a higher proportion of deficits indicating a higher frailty [<xref rid="R8" ref-type="bibr">8</xref>&#x02013;<xref rid="R10" ref-type="bibr">10</xref>]. While the specific deficits and sample populations can vary, a recent meta-analysis showed that the Frailty Index was significantly associated with mortality [<xref rid="R10" ref-type="bibr">10</xref>]. We recently developed a WTC Clinical Frailty Index (CFI) using routinely collected clinical data from general responders 40 years of age and older who had at least one WTCHP follow-up surveillance or monitoring visit between 2012 and 2017. Variables from the physical examination and health-related questionnaires were systematically evaluated for inclusion into the final model [<xref rid="R11" ref-type="bibr">11</xref>]. The final WTC CFI was 30 items and included deficits such as diabetes, fair/poor self-rated health, difficulty climbing several flights of stairs, and abnormal heart examination [<xref rid="R8" ref-type="bibr">8</xref>]. Frailty in WTC general responders as determined by the WTC CFI was found to be associated with a higher WTC exposure severity as well as all-cause mortality [<xref rid="R8" ref-type="bibr">8</xref>].</p><p id="P11">Frailty is increasingly being recognized as a dynamic syndrome. Frailty can change over time with varying rates of change [<xref rid="R12" ref-type="bibr">12</xref>]. The benefits of characterizing frailty over time include identifying individuals who may be on a poor trajectory (that is those with accelerated progression of frailty severity with age), as well as understanding the risk factors associated with distinct patterns of trajectories [<xref rid="R13" ref-type="bibr">13</xref>]. Previous investigations have worked to identify particularly hazardous frailty trajectories in the geriatric population, including those associated with higher mortality [<xref rid="R14" ref-type="bibr">14</xref>&#x02013;<xref rid="R16" ref-type="bibr">16</xref>]. One population-based cohort study additionally found steep frailty trajectories to be associated with increased visits to the emergency room and hospital [<xref rid="R17" ref-type="bibr">17</xref>]. Although the methodologies vary, risk factors for these types of poor frailty trajectories include female sex, lower educational achievement, obesity, and living alone [<xref rid="R13" ref-type="bibr">13</xref>,<xref rid="R15" ref-type="bibr">15</xref>,<xref rid="R18" ref-type="bibr">18</xref>]. Given the high burden of disease in the aging WTC general responders, it is important to understand if there are WTC-specific factors such as the WTC exposure severity or job performed in the clean-up and recovery efforts at the WTC site, as well as general responder sociodemographic characteristics that may alter frailty trajectory in this population. This knowledge may enable further evaluation of interventions with the goal of mitigating poor trajectories [<xref rid="R19" ref-type="bibr">19</xref>,<xref rid="R20" ref-type="bibr">20</xref>]. Thus, the aim of this study was to use the previously developed WTC CFI to determine frailty trajectories in WTC general responders and evaluate factors associated with these trajectories.</p></sec><sec id="S10"><label>2.</label><title>Methods</title><sec id="S11"><label>2.1.</label><title>Study sample and WTC CFI</title><p id="P12">The WTCGRC has been previously described [<xref rid="R8" ref-type="bibr">8</xref>,<xref rid="R21" ref-type="bibr">21</xref>]. Briefly, general responders are those who participated in the rescue and recovery activities at the WTC site after the events of September 11, 2001. General responders who enrolled in the WTCHP are followed for yearly health surveillance or monitoring visits [<xref rid="R21" ref-type="bibr">21</xref>]. During these monitoring visits with a healthcare professional, a physical examination along with a survey with demographic and health-related questions, named the Interviewer-Administered Medical Questionnaire (IAMQ), are completed. Additional information routinely ascertained includes a Self-Administered Mental Health Questionnaire (SAMHQ), which is collected starting from the second monitoring visit.</p><p id="P13">We utilized the previously developed WTC CFI to evaluate frailty trajectories in WTC general responders (<xref rid="SD1" ref-type="supplementary-material">Supplemental Table 1</xref>) [<xref rid="R8" ref-type="bibr">8</xref>]. The WTC CFI is derived from 30 items that are taken from clinical data routinely obtained during yearly monitoring visits. A WTC CFI score of 0.25 or higher indicated frailty. The current study calculated the WTC CFI from longitudinal data collected during WTCHP monitoring visits that took place between 2004 and 2021. Additional covariates evaluated in our frailty trajectory models included education, race/ethnicity, income, WTC exposure severity, and occupation on 9/11. Occupation on 9/11 was categorized as protective services (protective service and military specific occupations), construction, maintenance and repair (building, grounds cleaning, and maintenance; and electrical, telecommunications, and other installation and repair occupations), and other [<xref rid="R22" ref-type="bibr">22</xref>]. WTC exposure severity was a previously defined composite variable based on questions from a survey performed at the WTCHP initial visit [<xref rid="R21" ref-type="bibr">21</xref>,<xref rid="R23" ref-type="bibr">23</xref>]. It compiles questions related to a general responder&#x02019;s time spent at the WTC site, their exposure to dust/debris, and their participation in the cleanup efforts and categorizes them into levels based on severity of exposure (low, medium, high, and very high) [<xref rid="R23" ref-type="bibr">23</xref>,<xref rid="R24" ref-type="bibr">24</xref>].</p><p id="P14">All data used in this study were collected from WTCHP general responders who previously consented to have their WTC monitoring data used for research. The Institutional Review Board (IRB) of Icahn School of Medicine at Mount Sinai approved this current study.</p></sec><sec id="S12"><label>2.2.</label><title>Statistical analyses</title><p id="P15">We used a latent class mixed model to construct frailty trajectory groups using WTC monitoring data from WTCHP general responders from 2004 to 2021. WTCHP general responders with at least one monitoring visit were included. Visits were excluded if they were missing more than 3 WTC CFI measures. There were no exclusion criteria based on age. To create the model, we estimated the WTC CFI for each included individual general responder at each yearly monitoring visit using an average score of the 30 items after an appropriate binary categorization was applied (<xref rid="SD1" ref-type="supplementary-material">Supplemental Table 1</xref>) [<xref rid="R8" ref-type="bibr">8</xref>]. Then, we modeled individual frailty trajectories using these estimated WTC CFIs at all follow-up monitoring visits and grouped subsets of the WTC general responders into group frailty trajectories based on similarities of the individual trajectories [<xref rid="R25" ref-type="bibr">25</xref>]. We evaluated different numbers of frailty trajectory groups and selected the appropriate number (three) based on parsimony as well as both the Akaike (AIC) and Bayesian (BIC) Information Criteria, widely utilized methods for model selection (<xref rid="SD1" ref-type="supplementary-material">Supplemental Figure 1</xref>) [<xref rid="R26" ref-type="bibr">26</xref>]. To accommodate repeated estimated WTC CFIs for multiple monitoring follow up visits, the latent class mixed model included a random intercept and random slope per individual. To decide group selection, the model reported each individual general responders&#x02019; probability of belonging to each trajectory group. The highest individual probability was used to classify general responders into the appropriate frailty trajectory group. Based on the shape of the identified frailty trajectories, we named the classes as low CFI (LCFI), high CFI (HCFI), and progressively increasing CFI (PICFI). Using linear terms and cubic splines, we also assessed the fit of linear and non-linear time trends for the group frailty trajectories respectively. The AIC and BIC were used to select the number of classes and the overall fit of the model (<xref rid="SD1" ref-type="supplementary-material">Supplemental Table 2</xref> and <xref rid="SD1" ref-type="supplementary-material">Supplemental Figure 2</xref>). Based on these values and the overall fit, a linear model was chosen.</p><p id="P16">The outcome of interest was WTC CFI trajectory group (LCFI, HCFI, or PICFI). The independent variables included sociodemographic (age at 9/11, sex, highest education level, race/ethnicity, and income) and WTC-specific variables (occupation on 9/11, WTC exposure severity, and time since 9/11).</p><p id="P17">We also used a multinomial regression model to examine associations between WTC CFI trajectory membership, treated as a categorical variable, and sociodemographic variables (sex, education, race/ethnicity, income) and WTC-specific variables (WTC exposure severity and occupation on 9/11). The following are the reference groups utilized for each variable: sex (reference male), education (reference high school or less), race/ethnicity (reference non-Hispanic white), income (reference less than $30,000), WTC exposure severity (reference low), and occupation on 9/11 (reference protective services). Each regression model was adjusted for other covariate sociodemographic and WTC-specific variables. A supplemental analysis evaluated the WTC CFI trajectories and their association adjusting for age at 9/11. In all models, the LCFI trajectory served as the reference group, and coefficients were interpreted as the change in the relative risk ratio (RRR) among WTC general responders assigned to a given trajectory versus the LCFI trajectory. A 95 % confidence interval (CI) was utilized. All analyses were conducted using R (version 4.0.2) with the latent class mix models (lcmm) R package utilized for modelling [<xref rid="R25" ref-type="bibr">25</xref>,<xref rid="R27" ref-type="bibr">27</xref>].</p></sec></sec><sec id="S13"><label>3.</label><title>Results</title><p id="P18">This analysis included 16,571 WTC general responders with a total of 66,293 observations (that were unique WTCHP monitoring visits) between October 2004 and January 2021. General responders were included if they had one or more monitoring visits during this time frame. Descriptive characteristics are also provided for general responders with one visit versus multiple visits (<xref rid="SD1" ref-type="supplementary-material">Supplemental Table 3</xref>). The characteristics between these two groups were largely similar.</p><p id="P19">All individuals were subsetted into three linear WTC CFI trajectories (<xref rid="F1" ref-type="fig">Fig. 1</xref>), as suggested by the parsimony criterion, AIC and BIC (<xref rid="SD1" ref-type="supplementary-material">Supplemental Figure 1</xref>). To support our decision to utilize the linear time WTC CFI trajectories, performance metrics were evaluated with the linear model found to perform better (<xref rid="SD1" ref-type="supplementary-material">Supplemental Table 2</xref> and <xref rid="SD1" ref-type="supplementary-material">Supplemental Figure 2</xref>). The HCFI group demonstrated an elevated CFI at a younger age with a slope of 0.00153 CFI unit/year. The LCFI group showed a low CFI at an early age with a slight increase in CFI over time (0.00063 CFI unit/year). The slope was the steepest (0.00309 CFI unit/year) in the PICFI group that had a modest CFI at a younger age with a progressive increase with age.</p><p id="P20"><xref rid="T1" ref-type="table">Table 1</xref> presents sociodemographic and WTC-specific variables in each WTC CFI trajectory. More individuals completed schooling beyond high school in the LCFI group compared to the other two groups (79 % compared with 71 % in the PICFI group and 59 % in the HCFI group). While the majority of WTC general responders in each group self-identified as non-Hispanic white, 32 % of those that self-identified as Hispanic had a HCFI compared with 22 % in the LCFI and 25 % in the PICFI groups. In the HCFI group, more individuals had incomes less than $30,000 (22 % versus 4.8 % in the LCFI group and 10 % in the PICFI group). Interestingly, the percentage of individuals increased with increasing income level in the LCFI group. Occupation on 9/11 also varied between WTC CFI trajectory groups. Sixty-three percent of WTC general responders in the LCFI group had a job title of &#x0201c;protective services&#x0201d; which was higher than the HCFI (30 %) or the PICFI (46 %) groups. The &#x0201c;construction&#x0201d; job title was seen more frequently in the HCFI group (35 %) compared with the LCFI group (14 %) and the PICFI group (22 %). The severity of WTC exposure and time since 9/11 were similar between WTC CFI classes.</p><p id="P21">A multinomial regression model was utilized to examine sociodemographic and WTC-specific variables and their association between WTC CFI trajectory classes (<xref rid="T2" ref-type="table">Table 2</xref>). Compared with the LCFI group, being female was associated with an elevated RRR in both the HCFI (RRR 1.66, 95 %CI 1.46, 1.90) and PICFI (RRR 1.32, 95 %CI 1.15, 1.53) groups. Having an educational level greater than high school was protective in both HCFI and PICFI groups versus the LCFI group (RRR 0.66, 95 %CI 0.59, 0.73 and RRR 0.80, 95 %CI 0.72, 0.90, respectively). Additionally, having an income level over $30,000 were associated with a lowered RRR for both the HCFI and PICFI groups. Those identifying as Hispanic compared to Non-Hispanic White general responders had a higher RRR for the HCFI compared to the LCFI group (RRR 1.17, 95 %CI 1.04, 1.31). While a higher RRR was also seen for those identified as Hispanic in the PICFI group, statistical significance was not reached (RRR 1.11, 95 %CI 0.98, 1.25).</p><p id="P22">Interestingly, having a &#x0201c;construction&#x0201d; job compared with a &#x0201c;protective services&#x0201d; job had 4 times (RRR 4.17, 95 %CI 3.67, 4.74) and 2 times (RRR 2.12, 95 %CI 1.84, 2.45) higher risks for the HCFI and PICFI groups, respectively. The other jobs, &#x0201c;other&#x0201d; and &#x0201c;maintenance and repair,&#x0201d; also had significantly elevated RRRs for both the HCFI and PICFI classes compared with the LCFI class. Finally, individuals who had a high/very high WTC exposure severity compared with a low WTC exposure level had a RRR of 1.82 (95 %CI 1.55, 2.13) for being in the HCFI group and a RRR of 1.20 (95 %CI 1.03, 1.41) for being in the PICFI group when compared with the LCFI group.</p><p id="P23">A secondary multinomial regression model was completed that additionally adjusted for age at 9/11. The associations are largely the same. When age was included in the model, the association between the PICFI trajectory and self-identifying as Hispanic was strengthened (RRR 1.16, 95 %CI 1.03, 1.32; <xref rid="SD1" ref-type="supplementary-material">Supplemental Table 4</xref>).</p></sec><sec id="S14"><label>4.</label><title>Discussion</title><p id="P24">Our study showed three distinct frailty trajectories in the WTCGRC: low, high, and progressively increasing suggesting that the WTC CFI is a robust marker of aging that captured the multidimensional and dynamic nature of frailty over time and is a suitable measure to investigate frailty trajectories. The HCFI and PICFI classes may suggest more hazardous trajectories in that the slopes of these classes were steeper than that of the LCFI class. Moreover, the HCFI class demonstrated an elevated WTC CFI exceeding the theoretical cutoff of frailty (that is an FI estimate of 0.25) even at a relatively young age [<xref rid="R8" ref-type="bibr">8</xref>]. While the PICFI class had a modest CFI at a younger age approaching that of the LCFI class, a rapidly progressive increase in the frailty trajectory was observed with age. The risk factors for these two hazardous trajectories were largely the same and included female sex, lower levels of education and income, a construction-type occupation on 9/11, and an elevated WTC exposure level. Interestingly, self-identifying as Hispanic was also associated with the HCFI group. This study provides important insight into possible subgroups of the WTCGRC that may be at higher risk of rapid progression towards worsening frailty and thus candidates for early healthy aging interventions.</p><p id="P25">In our cohort, we found that women were more likely to belong to the more hazardous WTC CFI trajectories. Previous studies that have clustered frailty trajectories and evaluated group association had heterogeneous findings in the association between the female sex and a more hazardous or &#x0201c;worse&#x0201d; frailty trajectory [<xref rid="R18" ref-type="bibr">18</xref>,<xref rid="R28" ref-type="bibr">28</xref>,<xref rid="R29" ref-type="bibr">29</xref>]. This frailty trajectory analysis expands upon our previous work developing the WTC CFI in this population which showed a higher risk for frailty in women compared with men (incidence rate ratio of 1.33), and it echoes findings from a 2017 meta-analysis that examined sex differences in frailty in community-dwelling adults over the age of 65 years [<xref rid="R8" ref-type="bibr">8</xref>,<xref rid="R30" ref-type="bibr">30</xref>]. The idea of the &#x0201c;male-female health survival paradox,&#x0201d; in which women are found to live longer even with increased frailty has been previously proposed [<xref rid="R30" ref-type="bibr">30</xref>,<xref rid="R31" ref-type="bibr">31</xref>]. While it is not fully known why this occurs, the higher number of non-life threatening chronic conditions that women develop compared to men may be contributory [<xref rid="R32" ref-type="bibr">32</xref>]. An example illustrative of this idea in the WTCGRC is a 2016 study that found an increased risk of asthma and gastroesophageal reflux in women [<xref rid="R33" ref-type="bibr">33</xref>]. Thus, further work is needed to understand how this paradox, particularly regarding the association between a more hazardous trajectory and mortality, may differentially affect female and male WTC general responders.</p><p id="P26">Another important finding from this current study is the increased risk of a high WTC CFI trajectory in general responders who identified as Hispanic compared with non-Hispanic White individuals. Few studies have extensively evaluated the association between race/ethnicity and frailty. In these studies, the Hispanic population has a variable association with frailty; however, there is heterogeneity in the study populations [<xref rid="R34" ref-type="bibr">34</xref>&#x02013;<xref rid="R37" ref-type="bibr">37</xref>]. For example, in a recent study using the Multiethnic Cohort, Latino women (odds ratio 1.44, 95 % CI 1.31&#x02013;1.59) but not Latino men (odds ratio 1.03, 95 % CI 0.90&#x02013;1.29) had increased odds of frailty after adjusting for age, educational status, marital status, and social economic factors [<xref rid="R34" ref-type="bibr">34</xref>]. Whereas another study from 2021 that used data from the National Health and Aging Trends Study found increased odds of frailty in the Hispanic population after adjusting for age, sex, income, and geographical region of the country [<xref rid="R35" ref-type="bibr">35</xref>]. Our finding adds to this literature by indicating that self-identifying as Hispanic may selectively influence frailty trajectory particularly in WTC general responders who have higher CFI estimates at an earlier age (i.e., those in the HCFI class). However, the lack of a statistically significant association between self-identifying as Hispanic and the PICFI trajectory when not adjusting for age at 9/11 suggests that the risk conferred may be different depending on the type of frailty trajectory. This is valuable because it highlights the complex interplay between identified factors in this study as well as likely other factors, including culture and social support [<xref rid="R13" ref-type="bibr">13</xref>].</p><p id="P27">Our study also evaluated other risk factors including educational status, occupation on 9/11, and WTC exposure. For educational status, we found higher education attainment to be protective against hazardous frailty trajectories (HCFI and PICFI) in the WTC general responders. This finding is consistent with a recent systematic review which showed a benefit of education on the rate of change towards worsening frailty [<xref rid="R13" ref-type="bibr">13</xref>]. Uniquely, our study found that certain types of occupation on 9/11 increased risk for both HCFI and PICFI trajectories. Although, there is limited literature evaluating the role of occupation on frailty trajectories, one study observed an association between occupational class and frailty trajectory and hypothesized that physical and physiological hazards of one&#x02019;s occupation can have a long-term impact [<xref rid="R38" ref-type="bibr">38</xref>&#x02013;<xref rid="R40" ref-type="bibr">40</xref>]. Our data support this theory given the events of the 9/11 attack and the subsequent clean-up and recovery occurred over 20 years prior, and yet we are still seeing variations in frailty trajectory associated with occupation performed by WTC general responders. Other studies have shown differences in frailty trajectories in late-life based on employment history [<xref rid="R41" ref-type="bibr">41</xref>,<xref rid="R42" ref-type="bibr">42</xref>]. Manual labor-type jobs have been associated with frailty; this is similarly observed in our study of WTC general responders who had a construction occupation on 9/11 [<xref rid="R43" ref-type="bibr">43</xref>,<xref rid="R44" ref-type="bibr">44</xref>]. However, it should be noted that little is known regarding the WTCGRC and their occupations after the completion of clean-up and recovery efforts at WTC. While certain occupations on 9/11 appear to confer a greater risk to hazardous frailty trajectory, further research is needed to better understand how the responders&#x02019; more recent work histories may have affected frailty. Finally, our study found a link between the severity of WTC exposure, particularly high/very high levels, and hazardous frailty trajectories. Our previous study also found an association between point estimates of WTC CFI and WTC exposure severity, with a higher risk associated with high/very high exposure level compared to intermediate exposure level [<xref rid="R8" ref-type="bibr">8</xref>]. While the WTC exposure was unique and unlike the composition of common environmental pollutants, several studies have highlighted the possible impact of the environment on frailty. In a 2019 survey of Chinese adults aged 65 or older, PM2.5 as well as long-term air pollution were found to be associated with frailty [<xref rid="R45" ref-type="bibr">45</xref>]. Others have shown a similar association between frailty and air pollution and phthalates [<xref rid="R46" ref-type="bibr">46</xref>&#x02013;<xref rid="R48" ref-type="bibr">48</xref>]. Taken together, it could be hypothesized that the high-degree of environmental toxicant exposure at the WTC site may be contributory to the acceleration towards worsening frailty in WTC general responders.</p><p id="P28">Various strategies have been employed to evaluate frailty trajectories including linear mixed models, random effect models, and generalized estimating equations [<xref rid="R13" ref-type="bibr">13</xref>]. For this study, we utilized mixture models due to: (1) the ability to handle large datasets, as we have with the WTCGRC, (2) the robustness and stability in providing parameter estimates with post-fit accuracy measures, and (3) the flexibility in evaluating both linear and non-linear trajectories. Stow et al. also used latent growth mixture modeling in a group of adults aged 75 years and older and found three distinct frailty trajectories with a rapidly rising trajectory most associated with mortality [<xref rid="R14" ref-type="bibr">14</xref>]. This modelling strategy has the benefit of accommodating challenges such as missing data or repeated variables, and it may be useful for outcome prediction and intervention planning [<xref rid="R49" ref-type="bibr">49</xref>,<xref rid="R50" ref-type="bibr">50</xref>].</p><p id="P29">Our study has several limitations that should be noted. First, this is a retrospective analysis, and thus other factors that may play a role in frailty development were not readily available for consideration. However, future research on frailty trajectories in the general responder population could expound upon the risk factors identified in this study to evaluate additional and related candidate social, occupational, and health factors, as described in the literature [<xref rid="R13" ref-type="bibr">13</xref>]. Importantly, it would also be beneficial for future work to evaluate the interactions between these risk factors. While the WTC CFI in general responders prior to 2004 is unknown, it is likely that the HCFI group had an elevated frailty index prior to 9/11. Thus, the associations seen in specific sociodemographic (sex, education, income) and WTC (occupation on 9/11, WTC exposure severity) covariates in this group compared to the LCFI group may be more difficult to interpret. As such, the impact and causal influence of 9/11 environmental exposures on the frailty trajectory in the HCFI group are not fully identified. However, the association of 9/11 environmental exposures with the PICFI group compared to the LCFI group, both of which had similar WTC CFIs in 2004, lends support to this association. Second, individuals were included in the analysis only if they had sufficient data to calculate WTC CFI estimates, and thus this may have created some bias in our analyzable cohort. Moreover, while there are a number of validated and operationalized frailty definitions, there is currently no consensus definition. As such, different frailty measures have been used to study frailty trajectories in the literature [<xref rid="R51" ref-type="bibr">51</xref>]. Our findings were derived using a deficit accumulation FI model; however, it is not known whether the results may differ if a physical frailty based definition is applied. Furthermore, future studies that include a post-prediction inference to the WTC CFI may account for analytic variability of latent class mix models and contribute to improved characterization of WTC general responders who experience frailty. Finally, the WTCGRC as well as the WTC exposures that they encountered are unique, and thus the generalizability of our findings may be limited.</p></sec><sec id="S15"><label>5.</label><title>Conclusion</title><p id="P30">We identified several risk factors that are associated with a more hazardous frailty trajectory in general responders who participated in the clean-up and recovery efforts at the WTC site after the attack on September 11. These risk factors include being female, self-identifying as Hispanic, higher WTC exposure, and doing construction work at the WTC site. The identification of these factors may be used clinically to develop and implement early healthy aging interventions focused on these high-risk groups.</p></sec><sec sec-type="supplementary-material" id="SM1"><title>Supplementary Material</title><supplementary-material id="SD1" position="float" content-type="local-data"><label>1</label><media xlink:href="NIHMS2070918-supplement-1.docx" id="d67e541" position="anchor"/></supplementary-material></sec></body><back><ack id="S16"><title>Acknowledgements</title><p id="P31">Thank you to the WTC general responders for their participation. Thank you to the WTC Health Program and to all the staff and providers at the Selikoff Clinic for your help.</p><sec id="S17"><title>Funding</title><p id="P32">This research was funded by Centers for Disease Control and Prevention and National Institute for Occupational Health and Safety; grant number U01OH012068 and U01OH012473. During the preparation of this manuscript, Elena Colicino was supported by R01ES032242, R01ES034521 and P30 ES023515, Fred Ko was supported by K08 AG050808.</p></sec></ack><fn-group><fn fn-type="COI-statement" id="FN1"><p id="P33">Declaration of competing interest</p><p id="P34">Hannah Thompson, Roberto Lucchini, Michael Crane, Ghalib Bello, Ahmad Sabra, Erin Thanik, Susan Teitelbaum, William Hung, Elena Colicino, Katherine Ornstein, and Fred Ko have no conflicts of interest to disclose.</p></fn><fn id="FN2"><p id="P35">Supplementary materials</p><p id="P36">Supplementary material associated with this article can be found, in the online version, at doi:<ext-link xlink:href="10.1016/j.tjfa.2025.100027" ext-link-type="doi">10.1016/j.tjfa.2025.100027</ext-link>.</p></fn></fn-group><ref-list><title>References</title><ref id="R1"><label>[1]</label><mixed-citation publication-type="journal"><name><surname>Jordan</surname><given-names>HT</given-names></name>, <name><surname>Osahan</surname><given-names>S</given-names></name>, <name><surname>Li</surname><given-names>J</given-names></name>, <name><surname>Stein</surname><given-names>CR</given-names></name>, <name><surname>Friedman</surname><given-names>SM</given-names></name>, <name><surname>Brackbill</surname><given-names>RM</given-names></name>, <etal/>
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</mixed-citation></ref></ref-list></back><floats-group><fig position="float" id="F1"><label>Fig. 1.</label><caption><title>Frailty Trajectories for World Trade Center General Responders based on World Trade Center Clinical Frailty Index.</title><p id="P37">HCFI: High Clinical Frailty Index Group (slope of 0.00153 CFI unit/year), PICFI: Progressively Increasing Clinical Frailty Index Group (0.00309 CFI unit/year), and LCFI: Low Clinical Frailty Index Group (0.00063 CFI unit/year).</p></caption><graphic xlink:href="nihms-2070918-f0001" position="float"/></fig><table-wrap position="float" id="T1" orientation="landscape"><label>Table 1</label><caption><p id="P38">Cohort Characteristics at Time of Entrance to the World Trade Center Health Program.</p></caption><table frame="hsides" rules="none"><colgroup span="1"><col align="left" valign="middle" span="1"/><col align="left" valign="middle" span="1"/><col align="left" valign="middle" span="1"/><col align="left" valign="middle" span="1"/></colgroup><thead><tr><th align="left" valign="top" rowspan="1" colspan="1">Variable (N)</th><th align="left" valign="top" rowspan="1" colspan="1">Low WTC CFI<break/>Trajectory (347,431)</th><th align="left" valign="top" rowspan="1" colspan="1">High WTC CFI<break/>Trajectory (27,559)</th><th align="left" valign="top" rowspan="1" colspan="1">Progressively Increasing WTC<break/>CFI Trajectory (19,920)</th></tr><tr><th align="left" valign="top" colspan="4" rowspan="1">
<hr/>
</th></tr></thead><tbody><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Age (years) at 9/11, mean (SD)</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1">38 (8)</td><td align="left" valign="top" rowspan="1" colspan="1">40 (8)</td><td align="left" valign="top" rowspan="1" colspan="1">40 (9)</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Sex, %</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Female</td><td align="left" valign="top" rowspan="1" colspan="1">12</td><td align="left" valign="top" rowspan="1" colspan="1">20</td><td align="left" valign="top" rowspan="1" colspan="1">16</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Male</td><td align="left" valign="top" rowspan="1" colspan="1">88</td><td align="left" valign="top" rowspan="1" colspan="1">80</td><td align="left" valign="top" rowspan="1" colspan="1">84</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Education, %</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">High School or Less</td><td align="left" valign="top" rowspan="1" colspan="1">21</td><td align="left" valign="top" rowspan="1" colspan="1">41</td><td align="left" valign="top" rowspan="1" colspan="1">29</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">More than High School</td><td align="left" valign="top" rowspan="1" colspan="1">79</td><td align="left" valign="top" rowspan="1" colspan="1">59</td><td align="left" valign="top" rowspan="1" colspan="1">71</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Race/Ethnicity, %</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Non-Hispanic Black</td><td align="left" valign="top" rowspan="1" colspan="1">14</td><td align="left" valign="top" rowspan="1" colspan="1">13</td><td align="left" valign="top" rowspan="1" colspan="1">14</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Hispanic</td><td align="left" valign="top" rowspan="1" colspan="1">22</td><td align="left" valign="top" rowspan="1" colspan="1">32</td><td align="left" valign="top" rowspan="1" colspan="1">25</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Non-Hispanic Other</td><td align="left" valign="top" rowspan="1" colspan="1">2.8</td><td align="left" valign="top" rowspan="1" colspan="1">2.4</td><td align="left" valign="top" rowspan="1" colspan="1">2.8</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Non-Hispanic White</td><td align="left" valign="top" rowspan="1" colspan="1">62</td><td align="left" valign="top" rowspan="1" colspan="1">53</td><td align="left" valign="top" rowspan="1" colspan="1">58</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Income Category, %</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Less than $30,000</td><td align="left" valign="top" rowspan="1" colspan="1">4.8</td><td align="left" valign="top" rowspan="1" colspan="1">22</td><td align="left" valign="top" rowspan="1" colspan="1">10</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">$30,000&#x02212;60,000</td><td align="left" valign="top" rowspan="1" colspan="1">27</td><td align="left" valign="top" rowspan="1" colspan="1">32</td><td align="left" valign="top" rowspan="1" colspan="1">31</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">$60,000&#x02212;80,000</td><td align="left" valign="top" rowspan="1" colspan="1">30</td><td align="left" valign="top" rowspan="1" colspan="1">23</td><td align="left" valign="top" rowspan="1" colspan="1">29</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">More than $80,000</td><td align="left" valign="top" rowspan="1" colspan="1">38</td><td align="left" valign="top" rowspan="1" colspan="1">22</td><td align="left" valign="top" rowspan="1" colspan="1">30</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Frailty Index, median (Q1, Q3)</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1">0.03 (0, 0.07)</td><td align="left" valign="top" rowspan="1" colspan="1">0.37 (0.26, 0.47)</td><td align="left" valign="top" rowspan="1" colspan="1">0.17 (0.10, 0.23)</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Occupation on 9/11, %</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Construction</td><td align="left" valign="top" rowspan="1" colspan="1">14</td><td align="left" valign="top" rowspan="1" colspan="1">35</td><td align="left" valign="top" rowspan="1" colspan="1">22</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Protective Services</td><td align="left" valign="top" rowspan="1" colspan="1">63</td><td align="left" valign="top" rowspan="1" colspan="1">30</td><td align="left" valign="top" rowspan="1" colspan="1">46</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Other</td><td align="left" valign="top" rowspan="1" colspan="1">15</td><td align="left" valign="top" rowspan="1" colspan="1">23</td><td align="left" valign="top" rowspan="1" colspan="1">21</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Maintenance and Repair</td><td align="left" valign="top" rowspan="1" colspan="1">8.1</td><td align="left" valign="top" rowspan="1" colspan="1">12</td><td align="left" valign="top" rowspan="1" colspan="1">11</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Severity of WTC Exposure, %</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">High/Very High</td><td align="left" valign="top" rowspan="1" colspan="1">23</td><td align="left" valign="top" rowspan="1" colspan="1">21</td><td align="left" valign="top" rowspan="1" colspan="1">22</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Intermediate</td><td align="left" valign="top" rowspan="1" colspan="1">63</td><td align="left" valign="top" rowspan="1" colspan="1">67</td><td align="left" valign="top" rowspan="1" colspan="1">64</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Low</td><td align="left" valign="top" rowspan="1" colspan="1">15</td><td align="left" valign="top" rowspan="1" colspan="1">12</td><td align="left" valign="top" rowspan="1" colspan="1">14</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Time Since 9/11, mean (SD)</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1">13.5 (3.9)</td><td align="left" valign="top" rowspan="1" colspan="1">13.2 (3.8)</td><td align="left" valign="top" rowspan="1" colspan="1">13.4 (3.8)</td></tr></tbody></table><table-wrap-foot><fn id="TFN1"><p id="P39">CFI: Clinical Frailty Index, WTC: World Trade Center, Q: quartile, SD: standard deviation.</p></fn></table-wrap-foot></table-wrap><table-wrap position="float" id="T2" orientation="landscape"><label>Table 2</label><caption><p id="P40">Relative Risk Ratios Comparing the High WTC CFI Trajectory and Progressively Increasing WTC CFI Trajectory Classes with the Low WTC CFI Trajectory Class.</p></caption><table frame="hsides" rules="none"><colgroup span="1"><col align="left" valign="middle" span="1"/><col align="left" valign="middle" span="1"/><col align="left" valign="middle" span="1"/><col align="left" valign="middle" span="1"/><col align="left" valign="middle" span="1"/><col align="left" valign="middle" span="1"/><col align="left" valign="middle" span="1"/></colgroup><thead><tr><th align="left" valign="top" rowspan="1" colspan="1"/><th colspan="3" align="center" valign="top" rowspan="1">High WTC CFI Trajectory<hr/></th><th colspan="3" align="center" valign="top" rowspan="1">Progressively Increasing WTC CFI Trajectory<hr/></th></tr><tr><th align="left" valign="top" rowspan="1" colspan="1"/><th align="left" valign="top" rowspan="1" colspan="1">Relative Risk Ratio</th><th colspan="2" align="left" valign="top" rowspan="1">95 % Confidence Interval</th><th align="left" valign="top" rowspan="1" colspan="1">Relative Risk Ratio</th><th colspan="2" align="left" valign="top" rowspan="1">95 % Confidence Interval</th></tr><tr><th align="left" valign="top" colspan="7" rowspan="1">
<hr/>
</th></tr></thead><tbody><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Sex</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Female Sex</td><td align="left" valign="top" rowspan="1" colspan="1">1.66</td><td align="left" valign="top" rowspan="1" colspan="1">1.46</td><td align="left" valign="top" rowspan="1" colspan="1">1.90</td><td align="left" valign="top" rowspan="1" colspan="1">1.32</td><td align="left" valign="top" rowspan="1" colspan="1">1.15</td><td align="left" valign="top" rowspan="1" colspan="1">1.53</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Male Sex</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Education</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">More than High School</td><td align="left" valign="top" rowspan="1" colspan="1">0.66</td><td align="left" valign="top" rowspan="1" colspan="1">0.59</td><td align="left" valign="top" rowspan="1" colspan="1">0.73</td><td align="left" valign="top" rowspan="1" colspan="1">0.80</td><td align="left" valign="top" rowspan="1" colspan="1">0.72</td><td align="left" valign="top" rowspan="1" colspan="1">0.90</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">High School or Less</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Income Category</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">$30,000&#x02212;60,000</td><td align="left" valign="top" rowspan="1" colspan="1">0.43</td><td align="left" valign="top" rowspan="1" colspan="1">0.36</td><td align="left" valign="top" rowspan="1" colspan="1">0.51</td><td align="left" valign="top" rowspan="1" colspan="1">0.69</td><td align="left" valign="top" rowspan="1" colspan="1">0.57</td><td align="left" valign="top" rowspan="1" colspan="1">0.85</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">$60,000&#x02212;80,000</td><td align="left" valign="top" rowspan="1" colspan="1">0.37</td><td align="left" valign="top" rowspan="1" colspan="1">0.31</td><td align="left" valign="top" rowspan="1" colspan="1">0.44</td><td align="left" valign="top" rowspan="1" colspan="1">0.70</td><td align="left" valign="top" rowspan="1" colspan="1">0.57</td><td align="left" valign="top" rowspan="1" colspan="1">0.86</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">More than $80,000</td><td align="left" valign="top" rowspan="1" colspan="1">0.31</td><td align="left" valign="top" rowspan="1" colspan="1">0.26</td><td align="left" valign="top" rowspan="1" colspan="1">0.37</td><td align="left" valign="top" rowspan="1" colspan="1">0.59</td><td align="left" valign="top" rowspan="1" colspan="1">0.48</td><td align="left" valign="top" rowspan="1" colspan="1">0.73</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Less than $30,000</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Race/Ethnicity</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Non-Hispanic Black</td><td align="left" valign="top" rowspan="1" colspan="1">1.01</td><td align="left" valign="top" rowspan="1" colspan="1">0.88</td><td align="left" valign="top" rowspan="1" colspan="1">1.17</td><td align="left" valign="top" rowspan="1" colspan="1">0.96</td><td align="left" valign="top" rowspan="1" colspan="1">0.83</td><td align="left" valign="top" rowspan="1" colspan="1">1.12</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Hispanic</td><td align="left" valign="top" rowspan="1" colspan="1">1.17</td><td align="left" valign="top" rowspan="1" colspan="1">1.04</td><td align="left" valign="top" rowspan="1" colspan="1">1.31</td><td align="left" valign="top" rowspan="1" colspan="1">1.11</td><td align="left" valign="top" rowspan="1" colspan="1">0.98</td><td align="left" valign="top" rowspan="1" colspan="1">1.25</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Non-Hispanic Other</td><td align="left" valign="top" rowspan="1" colspan="1">0.91</td><td align="left" valign="top" rowspan="1" colspan="1">0.69</td><td align="left" valign="top" rowspan="1" colspan="1">1.20</td><td align="left" valign="top" rowspan="1" colspan="1">0.98</td><td align="left" valign="top" rowspan="1" colspan="1">0.74</td><td align="left" valign="top" rowspan="1" colspan="1">1.31</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Non-Hispanic White</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td></tr><tr><td colspan="7" align="left" valign="top" rowspan="1">
<bold>Pre-9/11 Occupation on 9/11</bold>
</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Construction</td><td align="left" valign="top" rowspan="1" colspan="1">4.17</td><td align="left" valign="top" rowspan="1" colspan="1">3.67</td><td align="left" valign="top" rowspan="1" colspan="1">4.74</td><td align="left" valign="top" rowspan="1" colspan="1">2.12</td><td align="left" valign="top" rowspan="1" colspan="1">1.84</td><td align="left" valign="top" rowspan="1" colspan="1">2.45</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Other</td><td align="left" valign="top" rowspan="1" colspan="1">2.45</td><td align="left" valign="top" rowspan="1" colspan="1">2.16</td><td align="left" valign="top" rowspan="1" colspan="1">2.77</td><td align="left" valign="top" rowspan="1" colspan="1">1.84</td><td align="left" valign="top" rowspan="1" colspan="1">1.61</td><td align="left" valign="top" rowspan="1" colspan="1">2.10</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Maintenance and Repair</td><td align="left" valign="top" rowspan="1" colspan="1">2.64</td><td align="left" valign="top" rowspan="1" colspan="1">2.25</td><td align="left" valign="top" rowspan="1" colspan="1">3.10</td><td align="left" valign="top" rowspan="1" colspan="1">1.86</td><td align="left" valign="top" rowspan="1" colspan="1">1.56</td><td align="left" valign="top" rowspan="1" colspan="1">2.21</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Protective Services</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">
<bold>Severity of WTC Exposure</bold>
</td><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/><td align="left" valign="top" rowspan="1" colspan="1"/></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">High/Very High</td><td align="left" valign="top" rowspan="1" colspan="1">1.82</td><td align="left" valign="top" rowspan="1" colspan="1">1.55</td><td align="left" valign="top" rowspan="1" colspan="1">2.13</td><td align="left" valign="top" rowspan="1" colspan="1">1.20</td><td align="left" valign="top" rowspan="1" colspan="1">1.03</td><td align="left" valign="top" rowspan="1" colspan="1">1.41</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Intermediate</td><td align="left" valign="top" rowspan="1" colspan="1">1.41</td><td align="left" valign="top" rowspan="1" colspan="1">1.23</td><td align="left" valign="top" rowspan="1" colspan="1">1.62</td><td align="left" valign="top" rowspan="1" colspan="1">1.05</td><td align="left" valign="top" rowspan="1" colspan="1">0.91</td><td align="left" valign="top" rowspan="1" colspan="1">1.20</td></tr><tr><td align="left" valign="top" rowspan="1" colspan="1">Low</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">Ref</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td><td align="left" valign="top" rowspan="1" colspan="1">&#x02212;</td></tr></tbody></table><table-wrap-foot><fn id="TFN2"><p id="P41">WTC: World Trade Center, CFI: Clinical Frailty Index.</p></fn></table-wrap-foot></table-wrap></floats-group></article>