Our study was undertaken to determine the association between use of a health plan-sponsored health club benefit by older adults and total health care costs over 2 years.
This retrospective cohort study used administrative and claims data from a Medicare Advantage plan. Participants (n = 4766) were enrolled in the plan for at least 1 year before participating in the plan-sponsored health club benefit (Silver Sneakers). Controls (n = 9035) were matched to participants by age and sex according to the index date of Silver Sneakers enrollment. Multivariate regression models were used to estimate health care use and costs and to make subgroup comparisons according to frequency of health club visits.
Compared with controls, Silver Sneakers participants were older and more likely to be male, used more preventive services, and had higher total health care costs at baseline. Adjusted total health care costs for Silver Sneakers participants and controls did not differ significantly in year 1. By year 2, compared with controls, Silver Sneakers participants had significantly fewer inpatient admissions (−2.3%, 95% confidence interval, −3.3% to −1.2%;
Regular use of a health club benefit was associated with slower growth in total health care costs in the long term but not in the short term. These findings warrant additional prospective investigations to determine whether policies to offer health club benefits and promote physical activity among older adults can reduce increases in health care costs.
Despite the many benefits of physical activity, including better health, improved functioning, increased quality of life, and reduced mortality (
Health plan promotion and support of physical activity via exercise programs as a coverage benefit has the potential to reach many people; 61% of Americans younger than 65 had employment-based health insurance in 2004 (
The primary objective of this study was to determine whether the use of a health club benefit targeted to older adults was associated with a reduction in total health care costs. Our study extends the prior work in two ways. First, this study examines a different physical activity benefit (Silver Sneakers [SS]) in a larger population over a longer time frame, which enables us to determine whether participation is associated with change in health care use and costs over a 2-year period. Second, we used a larger sample to explore more fully the dose-response relationship between participation and total costs. Results from this study may provide evidence of the economic benefits of collaborations between health plans and health clubs to reduce physical inactivity by older adults.
Our study was based at Group Health Cooperative of Puget Sound (GHC), a consumer-governed, mixed-model health maintenance organization with more than 500,000 members. We received administrative and claims data on 8473 members aged 65 or older who enrolled in the GHC MA plan, were continuously enrolled at GHC for at least 1 year before joining the program, and participated in SS from January 1, 1998, through December 31, 2003. Up to three GHC MA enrollees (n = 24,331) who never used the program were matched by age and sex to serve as controls for each SS participant. Participants and their matched controls were each assigned an index date representing the month that the participant first enrolled in SS. We excluded members who had less than 2 years of continuous enrollment after their index date, had missing cost data in any of the 3 years, had long-term care costs at baseline, or were unmatched SS participants or controls, which left 4766 SS participants and 9035 matched controls in our study for analysis.
The SS program provided the GHC MA enrollees access to selected local fitness centers in an unstructured format. Participants had access to conditioning classes designed for older adults, exercise equipment, a pool, a sauna, and other amenities that varied across facilities. A subcontractor administered the program and worked with the fitness centers. The GHC MA enrollees learned about the SS program from targeted mailings, a member benefits Web site, or their health care providers during routine preventive visits.
GHC administrative data, which have been used extensively in prior research (
The utilization outcomes we examined were for inpatient admissions, primary care visits, and specialty care visits (defined as obstetrics and gynecology services, cardiac diagnostics, diagnostic pathology, alternative medicine, and rehabilitative services). The cost outcomes we examined were for primary and specialty care costs, inpatient admission costs, and total health care costs. We selected primary care visits and costs because a more general outpatient cost summary was not available. Total health care costs were examined to provide an overall summary of the impact of SS participation on costs.
In the analysis, we controlled for covariates that might influence the economic outcomes that were available in GHC administrative data. These covariates included age, sex, baseline utilization or cost (as appropriate), inclusion on the GHC diabetes or heart registries, indication of arthritis on the outpatient visit problem list, patient risk, and a preventive services index. Comorbid conditions (arthritis, coronary artery disease, congestive heart failure, hypertension, depression, and diabetes) were ascertained from problem lists for outpatient visits according to
We included all SS participants in the main analyses regardless of whether they made any visits to a health club over 2 years. We used two-tailed
We performed exploratory dose-response analyses using OLS on the basis of the average number of health club visits during 2 years to determine incremental differences in total health care costs in members whose visits averaged fewer than 1 visit per week, 1 to fewer than 2 visits per week, 2 to fewer than 3 visits per week, and 3 or more visits per week. Average attendance was calculated by adding all health club visits during the 2 years and dividing by 104 weeks. SS participants who persisted with their visits to the health clubs for 2 years were compared with those who stopped using their physical activity benefit after the first year of SS enrollment. Because this study was interested primarily in differences in total health care costs between SS participants and controls and because subgroup analyses were purely exploratory, statistical tests were not adjusted for multiple comparisons.
To improve balance in observed covariates, we used propensity score (PS) adjustments in a sensitivity analysis (
All cost data were adjusted to 2003 dollars. Robust standard errors were used in all regressions. All statistical procedures were performed with Stata 9.0 (Stata Corporation, College Station, Texas). Institutional review boards at GHC and the University of Washington approved the study protocol.
Compared with controls, SS participants were slightly older, more likely to be male, had a lower chronic disease burden, used more preventive services, and had higher total health expenditures at baseline (Tables
The follow-up interval for all SS participants and controls was 2 years. In year 1, unadjusted total, inpatient admission, and specialty care costs were not different between SS participants and controls (
In year 1, adjusted total health care costs were similar for SS participants and controls (+$2; 95% confidence interval [CI], −$341 to $344;
By year 2, total health care costs were significantly lower for SS participants compared with controls (–$500; 95% CI, –$892 to –$106;
SS participants were categorized according to the mean number of health club visits per week over 2 years: fewer than 1 visit per week, 1 to fewer than 2 visits per week, 2 to fewer than 3 visits per week, and 3 or more visits per week. We observed graded baseline differences in the proportion of women, RxRisk, mean preventive services index, and health care costs across the visit categories (results not shown). Adjusted models showed a significant threshold dose effect on total health care costs at year 2 (
Adjusted total health care costs of Silver Sneakers (SS) participants in 2003 dollars, by mean number of health club visits per week for 2 years (top) and year 2 cost differences between categories of visits per week (bottom). SS participants (n = 4766) were categorized according to the mean number of health club visits per week over 2 years: fewer than 1 visit per week (n = 2778), 1 to fewer than 2 visits per week (n = 819), 2 to fewer than 3 visits per week (n = 593), and 3 or more visits per week (n = 576). Error bars indicate standard errors.
| Visits per Week | Comparison Group Visits per Week | Year 2 Cost Difference, $ (95% Confidence Interval) | |
|---|---|---|---|
| <1 | 1 to <2 | −300 (−1166 to 566) | .50 |
| 2 to <3 | −1252 (−1937 to −567) | <.001 | |
| ≥3 | −1309 (−2061 to −558) | .001 | |
| 1 to <2 | 2 to <3 | −952 (−1872 to −33) | .04 |
| ≥3 | −1009 (−1985 to −34) | .04 | |
| 2 to <3 | ≥3 | −57 (−880 to 766) | .89 |
Approximately 61% (n = 2902) of the SS participants continued to use their health club membership in the second year. The regular attendance of these
We found that older Medicare beneficiaries who elected to use a health plan–sponsored physical activity benefit had significantly lower total adjusted health care costs (–$500) 2 years after the index start date compared with similar members who did not participate in the program. This cost difference is primarily a result of a lower number of SS members who had any inpatient admission combined with slightly lower inpatient care costs. We also found that greater use of the health club membership was associated with smaller increases in total health care costs from baseline to year 2. These results extend previous work suggesting that increased physical activity is associated with positive health outcomes, reduced mortality, and lower health care costs (
Notably, the cost of the health club benefit was included in the overall cost allocations in this study. Therefore, in constructing such benefits, payers will need to ensure that the benefit cost does not exceed savings and potential resources required to build incentives for regular participation. For older adults, greater access to fitness facilities may not necessarily encourage greater exercise participation. Recent figures from the health plan indicate that 25% of the eligible plan members were enrolled in the SS program in 2006. In any given month on average, however, only 28% of these enrollees actually visited the facilities at least once; that is, approximately 7% of the total plan membership actively used their benefit.
Many factors may influence a member's decision to make use of such benefits, such as awareness of the benefit, perceived accessibility to the fitness center or other exercise programs, and favorable attitudes and beliefs about exercise. Although a health care provider may mention the SS program to an older adult member during biennial preventive health visits, the health plan currently does not have formal follow-up processes in place to ensure that members are regularly encouraged to either continue with SS or other community-based exercise programs. Although efforts to increase physical activity in sedentary older adults can be resource-intensive and challenging, the financial returns for health plans that offer such physical activity benefits could be maximized with targeted efforts (
Although a full economic analysis of the SS program that simultaneously accounts for costs and effects would be useful for health plans and decision makers (
As is the case with all observational studies, we cannot completely exclude residual confounding or selection bias as an alternative explanation for our findings. SS participants engaged in more preventive screenings and had fewer illnesses than did controls. These differences may account for the lower health care costs regardless of participation in an exercise program. In addition, SS participants who were no longer using their health club benefit in year 2 had greater health service use in year 1 and indeed appeared to have developed new health problems that could have interfered with their continued participation. We did not have data on the types of exercise SS participants engaged in at the health clubs, nor did we have information on non-SS physical activity for all subjects. However, participation in other physical activity by controls would only have underestimated the differences in cost savings between the groups.
We attempted to control for both health status and health-seeking behavior by including a measure of chronic disease burden and a preventive services index in our regression models. We also included cost and utilization values before the index dates. By including these values as covariates in models with the same outcome at follow-up as the dependent variable, we addressed both potential confounding and differences between the groups at baseline. Participation in the SS program over time may have helped to increase older adults' functional capacity and self-efficacy to engage in other physical or social activities outside the program. This could partially explain why health care costs for participants did not differ from those for controls in year 1 but were significantly reduced in year 2, despite declines in the total number of SS visits over that time.
We showed that elective participation in a health club benefit, which had no impact on health care costs for older adults in the first year, was associated with lower total health care costs in the second year. Moreover, greater use of such benefits resulted in smaller increases in health care costs over 2 years. Given the limitations of the study design and methods, these findings need to be confirmed with randomized controlled trials to rule out the influence of self-selection and thereby provide more definitive evidence about the health and economic outcomes that result from health plans providing a health club benefit. These early results are encouraging, and if confirmed, may point to an effective strategy to increase physical activity among older adults.
The authors acknowledge the support of Elizabeth Lin, MD, MPH, and staff at the Center for Health Studies of Group Health Cooperative of Puget Sound, Seattle, Washington.
This study was funded in part by the University of Washington Health Promotion Research Center (Centers for Disease Control and Prevention, U48-DP-000050) and grant number 1KL2RR025015-01 from the National Center for Research Resources (NCRR), a component of the National Institutes of Health (NIH) and the NIH Roadmap for Medical Research. The study's contents are solely the responsibility of the authors and do not necessarily represent the official views of the NCRR or NIH. Information on NCRR is available from
Dr Nguyen had full access to all the data in the study and takes responsibility for the integrity of the data and the accuracy of the data analysis. Other contributions include study concept and design: Nguyen, LoGerfo, Ackermann, Maciejewski; acquisition of data: Williams; analysis and interpretation of data: Nguyen, Ackermann, Maciejewski, Berke, Williams, LoGerfo; drafting of the manuscript: Nguyen, Ackermann, Maciejewski; critical revision of the manuscript for important intellectual content: Nguyen, Ackermann, Maciejewski, Berke, Patrick, Williams, LoGerfo; statistical analysis: Nguyen, Maciejewski, Williams.
Demographic and Health Characteristics of Participants and Controls, Silver Sneakers (SS) Program, Group Health Cooperative of Puget Sound, Seattle, Washington, 1998–2003
| Characteristic | Controls (n = 9035) | SS Participants (n = 4766) | |
|---|---|---|---|
| Age, y, mean (SD) | 72 (5) | 73 (5) | .09 |
| Women, n (%) | 5987 (66) | 3012 (63) | <.001 |
| Arthritis | 1450 (16.1) | 990 (20.8) | <.001 |
| Coronary artery disease | 1087 (12.0) | 593 (12.4) | .48 |
| Inclusion in health plan's heart registry | 1681 (18.6) | 917 (19.2) | .36 |
| Congestive heart failure | 412 (4.6) | 145 (3.0) | <.001 |
| Hypertension | 2233 (24.7) | 1129 (23.7) | .18 |
| Depression | 816 (9.0) | 458 (9.6) | .27 |
| Diabetes | 1427 (15.8) | 620 (13.0) | <.001 |
| Inclusion in health plan's diabetes registry | 1413 (15.6) | 618 (13.0) | <.001 |
| 2557 (1676) | 2416 (1443) | <.001 | |
| 1.8 (1.7) | 2.4 (1.8) | <.001 | |
Unadjusted comparisons were made using
Comorbid conditions (arthritis, coronary artery disease, congestive heart failure, hypertension, depression, and diabetes) were ascertained from problem lists for outpatient visits according to
RxRisk is a measure of chronic disease burden and comorbidity (
Preventive services index is the sum of the number of times a person received preventive services in the 2 years preceding the index date. The following services were counted: fecal occult blood test, flexible sigmoidoscopy, screening mammogram, prostate cancer screening, influenza vaccine, and pneumococcal vaccine. Counts ranged from 0 to 8.
Health Care Use and Health Care Costs 1 and 2 Years After Index Start Date, Silver Sneakers (SS) Program, Group Health Cooperative of Puget Sound, Seattle, Washington, 1998–2003
| Use or Cost Measure per Year | Controls (n = 9035) | SS Participants (n = 4766) | Adjusted Mean Difference | |
|---|---|---|---|---|
| Baseline | 825 (9.1) | 432 (9.1) | NA | NA |
| Year 1 | 984 (10.9) | 454 (9.5) | –1.0% (–2.1% to –0.1%) | .05 |
| Year 2 | 1129 (12.5) | 471 (9.9) | –2.3% (–3.3% to –1.2%) | <.001 |
| Baseline | 4.5 (5.0) | 5.1 (4.3) | NA | NA |
| Year 1 | 4.7 (4.6-4.8) | 5.3 (5.2-5.5) | 0.40 (0.27-0.53) | <.001 |
| Year 2 | 4.8 (4.7-4.9) | 5.3 (5.2-5.4) | 0.26 (0.13-0.40) | <.001 |
| Baseline | 2.7 (3.2) | 3.2 (3.3) | NA | NA |
| Year 1 | 2.9 (2.8-3.0) | 3.3 (3.2-3.4) | 0.22 (0.11-0.33) | <.001 |
| Year 2 | 3.0 (2.9 to 3.1) | 3.4 (3.3-3.5) | 0.25 (0.14-0.36) | <.001 |
| Baseline | 4693 (7288) | 5212 (8530) | NA | NA |
| Year 1 | 5687 (5486-5888) | 5677 (5388-5966) | 2 (–341 to 344) | .99 |
| Year 2 | 6742 (6480-7003) | 6155 (5843-6466) | –500 (–892 to –106) | .01 |
| Baseline | 1000 (4381) | 1248 (6182) | NA | NA |
| Year 1 | 1391 (1268-1515) | 1346 (1130-1561) | –32 (–279 to 214) | .80 |
| Year 2 | 1803 (1644-1963) | 1497 (1283-1711) | –270 (–533 to –6) | .05 |
| Baseline | 788 (876) | 911 (871) | NA | NA |
| Year 1 | 829 (810-849) | 962 (937-988) | 101 (70-133) | <.001 |
| Year 2 | 875 (854-896) | 983 (956-1010) | 80 (46-113) | <.001 |
| Baseline | 716 (1254) | 793 (1213) | NA | NA |
| Year 1 | 813 (783-843) | 825 (792-857) | –14 (–58 to 29) | .51 |
| Year 2 | 890 (860-922) | 935 (895-975) | 37 (–12 to 86) | .14 |
Values are expressed as either mean (SD) or mean (95% confidence interval). NA indicates not applicable.
Adjusted mean difference is defined as the change from baseline in participants minus the change from baseline in controls. Differences were calculated using multivariate linear regression models with robust standard error estimates that controlled for age, sex, preventive services index, RxRisk (a measure of chronic disease burden and comorbidity [
Two-tailed
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